Billing terms

Billing Terms & Conditions

Payment Methods

We accept secure payments via:

• Credit & Debit Cards

• Apple Pay & Google Pay (where available)

Payment Processing

• Full payment is required at checkout

• Orders are not shipped until payment is confirmed

Security

All payments are encrypted and processed through secure, PCI-compliant payment providers. Joyhoma does not store card details.

Chargebacks & Fraud Prevention

We reserve the right to investigate and dispute fraudulent chargebacks and may cancel orders suspected of fraud.